My name is H.A. Larson and I am a Woman of a Particular Age. I occasionally write ghostly and horror novellas, as well as some editorials for different publications, from my desk in the Midwest. I'm a hiker, adventurer, and traveler. I'm an ex-pat in-training that likes wine and Renaissance Faires. I'm a music fanatic and I much prefer a book over television.
Over the years, I've written a bunch of blog posts dedicated to frugality. Whether I talked about it through my series "Basic Financial Fitness", general posts, or in my book The Urban Prepper, my goal throughout has been to empower people to survive and thrive in any situation on a low income.
I've been thinking quite a bit lately about the global financial situation and how it affects us low earners more than other people. To that end, I had thought about writing a detailed, long post about how to deal with this situation, but I realized that I already have - albeit in a handful of separate posts. I have posts on ways to cut down on bills in a large variety of ways, how to save money even when you think you can't, how to budget, and how to still live life & have adventures even when finances are minimal. Instead of writing a mini-book in blog form, I thought it would be a better idea to link these different posts here.
You'll find good nuggets of information in all of these posts on how to save money for a rainy day, how to save money on food & bills, more advanced things like sinking funds & credit card churning, and how to have fun & live a life of adventure on the cheap. So, don't let the titles of some of these posts fool you, I've included them because they have good information. I hope by having all these links in one spot you can begin a journey to surviving and thriving on a low income. If you have any questions or tips to share that I haven't, comment below.